It is impossible to find any credit cards with zero percent APR for an unlimited period or undefined set time. All credit cards carry an interest charge, it is just that some might offer an introductory zero percent on the APR which usually spans anywhere from 12 to 18 months and in very rare occasions as mush as 21 billing cycles or months.
The zero percent is normally on purchases and at times can be extended to balance transfers. Zero percent APR means that you won’t pay any interest for the predetermined period, then the regular annual percentage rate would be applied.
Persons usually use these type of credit cards when large purchases are to be made as they assist with paying it off over time, consolidating debt that has high interest rates is also another use of these cards. They can also be helpful when trying to cover emergencies and for earning rewards on the purchases made, without the additional interest being added on until the introductory period is over.
This card offers a zero percent introductory APR for 15 months from the date the account is opened on all purchases and balance transfers, then the variable APR of 17.24 percent and 25.99 percent is applied.
The zero percent introductory offer on the APR for this credit card is valid for a period of 18 months, this is on all purchases and also balance transfers, then the variable interest of 13.74 percent and 27.24 percent is applied. The balance transfers must be made within the first 120 days of opening the account to qualify for the zero percent introductory offer.
For 18 billing cycles this credit card offers a zero percent introductory offer on any purchase made with the credit card and for any balance transfers that are made within the initial 60 days of receiving the card. All balance transfers attract a 3 percent fee or $10.00 minimum which of the two is more and the variable APR of between 15.24 percent and 25.24 percent is applied after the introductory offer has expired.
Zero percent APR on all purchases and balance transfers for 18 months or as they would say billing cycles. After which, the variable APR of 14.74 percent and 25.74 percent is applied.
On all purchases and balance transfers there is an introductory offer of zero percent for 15 months, thereafter the variable APR is applied at a rate between 15.24 percent and 26.24 percent. For this card it is worthy to note that there is a penalty APR of 29.99 percent for late payments or payments that have been returned.
If you select any of the above listed Credit Cards With Zero Percent APR, be very aware of when your introductory period expires and have your balances paid off by then to avoid those interest charges.